Speak for yourself. This site was all about overclocking when it first came around. Which was usually done at the time by people trying to get the most out of their cheaper cpu's.
It's funny how people use warranties as a deciding factor on whether something is a hot deal or not, that's complete crap.
In 9 years of building computers, I've installed or used over 80 video cards and only two have died at a later date(evga 7900gs ko and an asus 6600gt), 5 were DOA. Three evga, two sapphire.
Doesn't matter who the manufacturer is if a card is DOA. Step-up is great, but it's MSRP and sometimes the discount is minuscule. Step-up is meant to lock consumers in to a certain company, nothing more nothing less. (I'm not denying it's benefit).
For most average users or bargain hunters, three years is more than enough to suffice on a video card warranty. Hell, most will be obsolete in 2.
no, it would not. all same. different sticker.